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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,698 | $209,874+26.6% | $189,537+40.2% | $167,536+58.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 15.47% | 748.61%-733.1pp | 555.34%-539.9pp | 478.82%-463.3pp |
| Employer contribution / active EE | $23,803 | $6,913+244.3% | $6,161+286.4% | $4,839+391.9% |
| Participant deferral / active EE | $257 | $8,934-97.1% | $8,220-96.9% | $6,342-95.9% |
| Admin fee / account holder | $47,937 | $14,299+235.2% | $12,048+297.9% | $12,315+289.3% |