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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $18,237 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,252 | $122,219+123.6% | $147,096+85.8% | $199,921+36.7% |
| Participation rate | 80.5% | 78.3%+2.3pp | 82.2%-1.7pp | 72.0%+8.5pp |
| Annual return | 20.42% | 30.59%-10.2pp | 419.75%-399.3pp | 34.28%-13.9pp |
| Employer contribution / active EE | $4,258 | $4,096+4.0% | $4,936-13.7% | $3,035+40.3% |
| Participant deferral / active EE | $13,626 | $8,503+60.3% | $8,071+68.8% | $5,089+167.8% |
| Admin fee / account holder | $87 | $179-51.3% | $13,005-99.3% | $269-67.6% |