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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $18,237 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,252 | $122,259+123.5% | $147,041+85.8% | $199,874+36.7% |
| Participation rate | 80.5% | 78.3%+2.3pp | 82.2%-1.6pp | 72.0%+8.5pp |
| Annual return | 20.42% | 30.58%-10.2pp | 419.21%-398.8pp | 34.28%-13.9pp |
| Employer contribution / active EE | $4,258 | $4,097+3.9% | $4,935-13.7% | $3,036+40.2% |
| Participant deferral / active EE | $13,626 | $8,504+60.2% | $8,071+68.8% | $5,090+167.7% |
| Admin fee / account holder | $87 | $179-51.3% | $13,006-99.3% | $269-67.6% |