Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,298 | $97,550+92.0% | $120,344+55.6% | $87,485+114.1% |
| Participation rate | 54.1% | 72.8%-18.8pp | 76.7%-22.7pp | 68.9%-14.9pp |
| Annual return | 8.48% | 18.41%-9.9pp | 20.30%-11.8pp | 26.06%-17.6pp |
| Employer contribution / active EE | $2,091 | $2,291-8.7% | $3,020-30.8% | $2,596-19.5% |
| Participant deferral / active EE | $4,243 | $4,230+0.3% | $5,135-17.4% | $4,274-0.7% |
| Admin fee / account holder | $647 | $9,543-93.2% | $12,742-94.9% | $7,775-91.7% |