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Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $744,334 | $105,210+607.5% | $159,487+366.7% | $85,851+767.0% |
| Participation rate | 97.7% | 75.8%+21.9pp | 82.8%+14.9pp | 69.3%+28.4pp |
| Annual return | 19.13% | 45.08%-25.9pp | 263.71%-244.6pp | 318.63%-299.5pp |
| Employer contribution / active EE | $15,573 | $3,319+369.2% | $4,831+222.3% | $2,565+507.0% |
| Participant deferral / active EE | $10,984 | $5,946+84.7% | $7,354+49.4% | $3,952+177.9% |
| Admin fee / account holder | -$213 | $6,934-103.1% | $10,804-102.0% | $6,261-103.4% |