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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,938 | $87,132-79.4% | $105,624-83.0% | $80,959-77.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 16.99% | 17.03%0pp | 116.20%-99.2pp | 35.67%-18.7pp |
| Employer contribution / active EE | $1,656 | $2,397-30.9% | $3,168-47.7% | $2,757-39.9% |
| Participant deferral / active EE | $3,227 | $3,985-19.0% | $5,013-35.6% | $4,300-24.9% |
| Admin fee / account holder | $1,411 | $8,449-83.3% | $10,961-87.1% | $6,925-79.6% |