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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,201 | $121,701-93.3% | $104,639-92.2% | $158,982-94.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 21.93% | 465.72%-443.8pp | 340.67%-318.7pp | 302.99%-281.1pp |
| Employer contribution / active EE | $1,215 | $3,165-61.6% | $2,682-54.7% | $4,763-74.5% |
| Participant deferral / active EE | $2,505 | $4,176-40.0% | $3,738-33.0% | $5,983-58.1% |
| Admin fee / account holder | $362 | $7,778-95.4% | $6,465-94.4% | $11,252-96.8% |