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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,777 | $150,446+96.6% | $136,297+117.0% | $147,585+100.4% |
| Participation rate | 20.0% | 84.4%-64.4pp | 81.9%-61.9pp | 82.8%-62.8pp |
| Annual return | 22.07% | 1049.14%-1027.1pp | 5156.19%-5134.1pp | 578.58%-556.5pp |
| Employer contribution / active EE | $2,120 | $5,256-59.7% | $4,696-54.9% | $4,876-56.5% |
| Participant deferral / active EE | $3,600 | $6,631-45.7% | $6,247-42.4% | $5,439-33.8% |
| Admin fee / account holder | $0 | $10,906-100.0% | $9,244-100.0% | $10,886-100.0% |