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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,131 | $60,128-59.9% | $90,440-73.3% | $79,852-69.8% |
| Participation rate | 64.3% | 65.0%-0.7pp | 72.7%-8.4pp | 69.6%-5.4pp |
| Annual return | 18.37% | 71.95%-53.6pp | 1294.38%-1276.0pp | 31.72%-13.3pp |
| Employer contribution / active EE | $1,189 | $2,068-42.5% | $3,263-63.5% | $2,471-51.9% |
| Participant deferral / active EE | $3,712 | $2,939+26.3% | $3,964-6.4% | $3,740-0.8% |
| Admin fee / account holder | $2,222 | $3,977-44.1% | $5,615-60.4% | $5,306-58.1% |