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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,087 | $87,834+28.8% | $133,975-15.6% | $62,881+79.8% |
| Participation rate | 80.2% | 83.4%-3.1pp | 87.1%-6.8pp | 69.3%+10.9pp |
| Annual return | 8.16% | 12.05%-3.9pp | 29.29%-21.1pp | 20.14%-12.0pp |
| Employer contribution / active EE | $1,684 | $3,482-51.6% | $5,211-67.7% | $2,281-26.2% |
| Participant deferral / active EE | $10,483 | $4,812+117.9% | $6,282+66.9% | $3,203+227.3% |
| Admin fee / account holder | $4,154 | $5,372-22.7% | $9,324-55.4% | $4,296-3.3% |