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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,671 | $114,237+10.9% | $119,258+6.2% | $167,536-24.4% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.1%+17.9pp |
| Annual return | 9.23% | 29.87%-20.6pp | 30.69%-21.5pp | 478.82%-469.6pp |
| Employer contribution / active EE | $2,097 | $4,481-53.2% | $4,384-52.2% | $4,839-56.7% |
| Participant deferral / active EE | $5,792 | $6,084-4.8% | $6,111-5.2% | $6,342-8.7% |
| Admin fee / account holder | $1,275 | $8,932-85.7% | $7,226-82.4% | $12,315-89.6% |