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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,185 | $85,766-69.5% | $136,298-80.8% | $70,126-62.7% |
| Participation rate | 58.6% | 74.2%-15.5pp | 81.9%-23.3pp | 69.5%-10.9pp |
| Annual return | 23.76% | 31.46%-7.7pp | 5156.27%-5132.5pp | 73.15%-49.4pp |
| Employer contribution / active EE | $1,915 | $2,966-35.4% | $4,696-59.2% | $2,343-18.2% |
| Participant deferral / active EE | $3,405 | $5,051-32.6% | $6,247-45.5% | $3,332+2.2% |
| Admin fee / account holder | $1,813 | $5,421-66.5% | $9,244-80.4% | $4,645-61.0% |