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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,241 | $93,617-20.7% | $135,982-45.4% | $75,177-1.2% |
| Participation rate | 92.3% | 75.2%+17.1pp | 81.9%+10.4pp | 67.2%+25.1pp |
| Annual return | 11.55% | 30.89%-19.3pp | 68.32%-56.8pp | 160.75%-149.2pp |
| Employer contribution / active EE | $6,095 | $3,538+72.3% | $4,859+25.4% | $2,671+128.2% |
| Participant deferral / active EE | $4,141 | $6,406-35.4% | $7,760-46.6% | $4,126+0.4% |
| Admin fee / account holder | $715 | $6,980-89.8% | $10,767-93.4% | $5,651-87.4% |