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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,663 | $71,878-65.7% | $86,698-71.6% | $68,486-64.0% |
| Participation rate | 66.7% | 72.2%-5.6pp | 76.6%-9.9pp | 67.9%-1.2pp |
| Annual return | -17.68% | 3.53%-21.2pp | 35.95%-53.6pp | -7.85%-9.8pp |
| Employer contribution / active EE | $1,480 | $2,173-31.9% | $2,837-47.8% | $2,597-43.0% |
| Participant deferral / active EE | $2,998 | $3,779-20.7% | $4,656-35.6% | $4,028-25.6% |
| Admin fee / account holder | $1,844 | $6,113-69.8% | $7,493-75.4% | $5,404-65.9% |