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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,536 | $86,949-46.5% | $102,460-54.6% | $80,959-42.5% |
| Participation rate | 61.4% | 72.4%-11.0pp | 76.5%-15.1pp | 67.7%-6.3pp |
| Annual return | 16.44% | 18.89%-2.5pp | 29.47%-13.0pp | 35.67%-19.2pp |
| Employer contribution / active EE | $1,651 | $2,370-30.3% | $3,025-45.4% | $2,757-40.1% |
| Participant deferral / active EE | $3,541 | $4,121-14.1% | $5,056-30.0% | $4,300-17.6% |
| Admin fee / account holder | $210 | $8,048-97.4% | $9,460-97.8% | $6,925-97.0% |