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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,339 | $93,346+3.2% | $71,796+34.2% | $273,972-64.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 9.18% | 130.39%-121.2pp | 78.04%-68.9pp | 41.46%-32.3pp |
| Employer contribution / active EE | $10,634 | $2,733+289.0% | $1,924+452.6% | $4,869+118.4% |
| Participant deferral / active EE | $5,178 | $3,475+49.0% | $2,794+85.3% | $5,287-2.1% |
| Admin fee / account holder | $1,583 | $6,571-75.9% | $4,815-67.1% | $10,133-84.4% |