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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,724 | $86,655-53.0% | $119,622-66.0% | $66,938-39.2% |
| Participation rate | 99.1% | 75.6%+23.6pp | 79.3%+19.8pp | 69.8%+29.3pp |
| Annual return | -16.31% | -8.00%-8.3pp | -14.98%-1.3pp | 1.58%-17.9pp |
| Employer contribution / active EE | $2,028 | $2,536-20.0% | $4,232-52.1% | $2,545-20.3% |
| Participant deferral / active EE | $2,028 | $4,358-53.5% | $5,601-63.8% | $4,238-52.1% |
| Admin fee / account holder | $2,245 | $755+197.4% | $10,328-78.3% | $594+278.2% |