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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,927 | $157,829+176.2% | $136,867+218.5% | $198,609+119.5% |
| Participation rate | 70.0% | 77.2%-7.2pp | 74.5%-4.5pp | 82.4%-12.4pp |
| Annual return | 13.57% | 51.25%-37.7pp | 42.97%-29.4pp | 202.70%-189.1pp |
| Employer contribution / active EE | $7,122 | $3,923+81.6% | $3,547+100.8% | $5,055+40.9% |
| Participant deferral / active EE | $16,425 | $5,463+200.7% | $4,924+233.6% | $6,977+135.4% |
| Admin fee / account holder | $27,821 | $11,107+150.5% | $10,340+169.1% | $19,030+46.2% |