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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,198 | $117,433+55.1% | $99,475+83.2% | $152,897+19.2% |
| Participation rate | 46.7% | 77.5%-30.9pp | 73.8%-27.2pp | 82.5%-35.8pp |
| Annual return | 18.69% | 31.87%-13.2pp | 30.72%-12.0pp | 345.43%-326.7pp |
| Employer contribution / active EE | $5,516 | $3,013+83.1% | $2,540+117.2% | $4,764+15.8% |
| Participant deferral / active EE | $7,825 | $4,086+91.5% | $3,619+116.3% | $5,851+33.7% |
| Admin fee / account holder | $38 | $7,634-99.5% | $6,252-99.4% | $11,599-99.7% |