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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,048 | $232,540-85.4% | $185,117-81.6% | $147,585-76.9% |
| Participation rate | 60.0% | 82.4%-22.4pp | 77.3%-17.3pp | 82.8%-22.8pp |
| Annual return | 17.14% | 43.03%-25.9pp | 40.50%-23.4pp | 578.58%-561.4pp |
| Employer contribution / active EE | $1,328 | $5,195-74.4% | $4,182-68.2% | $4,876-72.8% |
| Participant deferral / active EE | $1,661 | $5,834-71.5% | $5,045-67.1% | $5,439-69.5% |
| Admin fee / account holder | $507 | $10,275-95.1% | $8,159-93.8% | $10,886-95.3% |