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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,776 | $64,359-36.6% | $90,161-54.8% | $70,124-41.9% |
| Participation rate | 64.3% | 70.4%-6.1pp | 76.9%-12.6pp | 69.5%-5.3pp |
| Annual return | 18.62% | 28.13%-9.5pp | 34.89%-16.3pp | 73.14%-54.5pp |
| Employer contribution / active EE | $325 | $2,046-84.1% | $3,318-90.2% | $2,342-86.1% |
| Participant deferral / active EE | $7,283 | $4,389+65.9% | $5,287+37.7% | $3,332+118.6% |
| Admin fee / account holder | $1,266 | $3,945-67.9% | $5,943-78.7% | $4,645-72.7% |