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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,834 | $148,623+103.1% | $135,974+122.0% | $139,466+116.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 7.39% | 79.30%-71.9pp | 68.30%-60.9pp | 373.66%-366.3pp |
| Employer contribution / active EE | $12,792 | $5,246+143.8% | $4,859+163.3% | $4,754+169.1% |
| Participant deferral / active EE | $6,720 | $8,103-17.1% | $7,760-13.4% | $6,712+0.1% |
| Admin fee / account holder | $2,329 | $12,406-81.2% | $10,767-78.4% | $11,409-79.6% |