Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,323 | $64,729-30.0% | $112,263-59.6% | $68,490-33.8% |
| Participation rate | 52.4% | 67.2%-14.8pp | 75.1%-22.7pp | 67.9%-15.5pp |
| Annual return | -16.53% | -11.40%-5.1pp | 27.49%-44.0pp | -7.85%-8.7pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,174 | $3,566+17.1% | $4,729-11.8% | $4,028+3.6% |
| Admin fee / account holder | $2,892 | $5,222-44.6% | $6,410-54.9% | $5,403-46.5% |