Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,786 | $81,504-32.8% | $102,437-46.5% | $80,959-32.3% |
| Participation rate | 63.9% | 66.9%-3.0pp | 74.5%-10.6pp | 67.7%-3.8pp |
| Annual return | 13.54% | 25.60%-12.1pp | 24.95%-11.4pp | 35.67%-22.1pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,262 | $3,871+113.5% | $5,060+63.3% | $4,300+92.1% |
| Admin fee / account holder | $3,398 | $6,719-49.4% | $8,388-59.5% | $6,925-50.9% |