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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,295 | $135,956-13.0% | $123,894-4.5% | $273,972-56.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.59% | 56.63%-46.0pp | 47.52%-36.9pp | 41.46%-30.9pp |
| Employer contribution / active EE | $6,215 | $5,170+20.2% | $4,617+34.6% | $4,869+27.6% |
| Participant deferral / active EE | $3,246 | $6,343-48.8% | $5,984-45.8% | $5,287-38.6% |
| Admin fee / account holder | $878 | $9,817-91.1% | $8,357-89.5% | $10,133-91.3% |