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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,888 | $110,083+22.5% | $151,639-11.0% | $68,486+97.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -18.57% | -10.12%-8.4pp | 3.34%-21.9pp | -7.85%-10.7pp |
| Employer contribution / active EE | $9,021 | $4,470+101.8% | $6,165+46.3% | $2,597+247.4% |
| Participant deferral / active EE | $10,269 | $6,526+57.3% | $8,363+22.8% | $4,028+155.0% |
| Admin fee / account holder | $4,057 | $7,718-47.4% | $11,613-65.1% | $5,404-24.9% |