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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,152 | $165,399-1.4% | $149,745+9.0% | $158,982+2.6% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 10.04% | 348.34%-338.3pp | 276.72%-266.7pp | 302.99%-292.9pp |
| Employer contribution / active EE | $1,297 | $5,105-74.6% | $4,646-72.1% | $4,763-72.8% |
| Participant deferral / active EE | $10,924 | $7,183+52.1% | $6,843+59.6% | $5,983+82.6% |
| Admin fee / account holder | $27,467 | $10,811+154.1% | $9,312+195.0% | $11,252+144.1% |