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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$20,032 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,211 | $69,305-3.0% | $82,312-18.3% | $69,631-3.5% |
| Participation rate | 62.7% | 80.3%-17.5pp | 76.9%-14.2pp | 70.7%-7.9pp |
| Annual return | 20.39% | 21.47%-1.1pp | 25.88%-5.5pp | 27571.02%-27550.6pp |
| Employer contribution / active EE | $2,204 | $1,887+16.8% | $2,428-9.2% | $2,032+8.4% |
| Participant deferral / active EE | $4,271 | $3,568+19.7% | $3,706+15.2% | $3,224+32.5% |
| Admin fee / account holder | $8 | $97-91.4% | $5,608-99.9% | $110-92.5% |