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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,890 | $60,139+34.5% | $90,461-10.6% | $79,856+1.3% |
| Participation rate | 37.8% | 65.0%-27.2pp | 72.7%-34.9pp | 69.6%-31.9pp |
| Annual return | 15.51% | 71.96%-56.4pp | 1294.76%-1279.3pp | 31.71%-16.2pp |
| Employer contribution / active EE | $363 | $2,069-82.5% | $3,264-88.9% | $2,471-85.3% |
| Participant deferral / active EE | $3,980 | $2,939+35.4% | $3,964+0.4% | $3,741+6.4% |
| Admin fee / account holder | $1,659 | $3,978-58.3% | $5,617-70.5% | $5,306-68.7% |