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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,737 | $123,793+147.8% | $177,848+72.5% | $79,856+284.1% |
| Participation rate | 88.5% | 84.7%+3.8pp | 87.7%+0.7pp | 69.6%+18.8pp |
| Annual return | 11.08% | 22.82%-11.7pp | 48.33%-37.2pp | 31.71%-20.6pp |
| Employer contribution / active EE | $14,001 | $4,095+241.9% | $5,919+136.6% | $2,471+466.6% |
| Participant deferral / active EE | $14,401 | $5,956+141.8% | $7,714+86.7% | $3,741+285.0% |
| Admin fee / account holder | $40,337 | $7,243+456.9% | $12,431+224.5% | $5,306+660.1% |