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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,958 | $138,393+246.1% | $184,256+159.9% | $80,959+491.6% |
| Participation rate | 92.5% | 83.9%+8.6pp | 86.8%+5.7pp | 67.7%+24.8pp |
| Annual return | 11.87% | 20.01%-8.1pp | 28.85%-17.0pp | 35.67%-23.8pp |
| Employer contribution / active EE | $18,851 | $4,847+288.9% | $6,427+193.3% | $2,757+583.7% |
| Participant deferral / active EE | $16,561 | $7,076+134.0% | $9,133+81.3% | $4,300+285.1% |
| Admin fee / account holder | $50,010 | $10,489+376.8% | $13,899+259.8% | $6,925+622.1% |