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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $591,712 | $145,431+306.9% | $211,142+180.2% | $87,485+576.4% |
| Participation rate | 83.3% | 84.7%-1.4pp | 87.3%-4.0pp | 68.9%+14.4pp |
| Annual return | 14.99% | 27.21%-12.2pp | 46.84%-31.8pp | 26.06%-11.1pp |
| Employer contribution / active EE | $17,691 | $4,662+279.5% | $6,442+174.6% | $2,596+581.4% |
| Participant deferral / active EE | $16,106 | $6,859+134.8% | $9,284+73.5% | $4,274+276.9% |
| Admin fee / account holder | $26,334 | $17,052+54.4% | $19,076+38.0% | $7,775+238.7% |