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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,660 | $78,707+279.5% | $117,861+153.4% | $70,126+325.9% |
| Participation rate | 97.4% | 73.2%+24.2pp | 79.7%+17.7pp | 69.5%+27.8pp |
| Annual return | 15.68% | 23.30%-7.6pp | 335.11%-319.4pp | 73.15%-57.5pp |
| Employer contribution / active EE | $8,815 | $2,223+296.4% | $3,786+132.8% | $2,343+276.3% |
| Participant deferral / active EE | $9,749 | $3,297+195.7% | $4,482+117.5% | $3,332+192.6% |
| Admin fee / account holder | $1,422 | $5,066-71.9% | $8,021-82.3% | $4,645-69.4% |