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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,356 | $148,629+32.1% | $135,982+44.4% | $139,487+40.8% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 16.70% | 79.33%-62.6pp | 68.32%-51.6pp | 373.84%-357.1pp |
| Employer contribution / active EE | $11,068 | $5,247+111.0% | $4,859+127.8% | $4,755+132.8% |
| Participant deferral / active EE | $8,188 | $8,102+1.1% | $7,760+5.5% | $6,713+22.0% |
| Admin fee / account holder | $8,459 | $12,406-31.8% | $10,767-21.4% | $11,407-25.8% |