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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,054 | $96,678-41.0% | $86,640-34.1% | $139,466-59.1% |
| Participation rate | 83.3% | 74.4%+8.9pp | 71.7%+11.6pp | 80.3%+3.0pp |
| Annual return | 20.07% | 106.69%-86.6pp | 592.52%-572.4pp | 373.66%-353.6pp |
| Employer contribution / active EE | $3,486 | $3,265+6.8% | $3,024+15.3% | $4,754-26.7% |
| Participant deferral / active EE | $7,898 | $4,837+63.3% | $4,438+78.0% | $6,712+17.7% |
| Admin fee / account holder | $3,438 | $6,410-46.4% | $5,616-38.8% | $11,409-69.9% |