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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,621 | $135,956-70.9% | $123,894-68.0% | $273,972-85.5% |
| Participation rate | 69.6% | 84.1%-14.5pp | 81.4%-11.8pp | 83.0%-13.5pp |
| Annual return | 5.81% | 56.63%-50.8pp | 47.52%-41.7pp | 41.46%-35.6pp |
| Employer contribution / active EE | $2,662 | $5,170-48.5% | $4,617-42.3% | $4,869-45.3% |
| Participant deferral / active EE | $3,566 | $6,343-43.8% | $5,984-40.4% | $5,287-32.6% |
| Admin fee / account holder | $2,035 | $9,817-79.3% | $8,357-75.7% | $10,133-79.9% |