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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,585 | $123,155+76.7% | $108,753+100.1% | $155,188+40.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 15.08% | 44.73%-29.7pp | 37.47%-22.4pp | 148.84%-133.8pp |
| Employer contribution / active EE | $3,598 | $2,811+28.0% | $2,427+48.3% | $4,248-15.3% |
| Participant deferral / active EE | $10,783 | $4,623+133.2% | $4,115+162.1% | $6,531+65.1% |
| Admin fee / account holder | $2,069 | $12,126-82.9% | $10,320-79.9% | $14,480-85.7% |