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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,382 | $190,879-42.7% | $160,009-31.6% | $134,532-18.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -16.48% | 552.63%-569.1pp | 408.85%-425.3pp | 418.27%-434.7pp |
| Employer contribution / active EE | $4,560 | $4,995-8.7% | $4,225+7.9% | $4,741-3.8% |
| Participant deferral / active EE | $5,900 | $6,924-14.8% | $6,183-4.6% | $6,401-7.8% |
| Admin fee / account holder | $17,169 | $10,495+63.6% | $8,715+97.0% | $11,429+50.2% |