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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,367 | $43,075-59.7% | $74,577-76.7% | $62,881-72.4% |
| Participation rate | 72.3% | 58.1%+14.3pp | 68.1%+4.2pp | 69.3%+3.0pp |
| Annual return | 7.60% | 17.50%-9.9pp | 20.47%-12.9pp | 20.14%-12.5pp |
| Employer contribution / active EE | $1,386 | $1,498-7.5% | $2,525-45.1% | $2,281-39.3% |
| Participant deferral / active EE | $4,195 | $2,389+75.6% | $3,458+21.3% | $3,203+31.0% |
| Admin fee / account holder | $2,514 | $2,840-11.5% | $4,138-39.3% | $4,296-41.5% |