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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,583 | $148,623+54.5% | $135,974+68.8% | $139,466+64.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.12% | 79.30%-67.2pp | 68.30%-56.2pp | 373.66%-361.5pp |
| Employer contribution / active EE | $5,382 | $5,246+2.6% | $4,859+10.8% | $4,754+13.2% |
| Participant deferral / active EE | $17,006 | $8,103+109.9% | $7,760+119.1% | $6,712+153.4% |
| Admin fee / account holder | $893 | $12,406-92.8% | $10,767-91.7% | $11,409-92.2% |