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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,038 | $165,399-3.2% | $149,745+6.9% | $158,982+0.7% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 11.76% | 348.34%-336.6pp | 276.72%-265.0pp | 302.99%-291.2pp |
| Employer contribution / active EE | $3,127 | $5,105-38.7% | $4,646-32.7% | $4,763-34.3% |
| Participant deferral / active EE | $7,345 | $7,183+2.3% | $6,843+7.3% | $5,983+22.8% |
| Admin fee / account holder | $714 | $10,811-93.4% | $9,312-92.3% | $11,252-93.7% |