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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,037 | $53,128-2.1% | $86,581-39.9% | $70,124-25.8% |
| Participation rate | 61.5% | 65.3%-3.8pp | 73.5%-12.0pp | 69.5%-8.0pp |
| Annual return | 22.96% | 27.66%-4.7pp | 965.06%-942.1pp | 73.14%-50.2pp |
| Employer contribution / active EE | $3,864 | $2,068+86.9% | $2,840+36.1% | $2,342+65.0% |
| Participant deferral / active EE | $2,626 | $2,695-2.6% | $3,609-27.2% | $3,332-21.2% |
| Admin fee / account holder | $744 | $3,584-79.2% | $4,904-84.8% | $4,645-84.0% |