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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,776 | $101,591+42.5% | $147,096-1.6% | $74,429+94.5% |
| Participation rate | 55.9% | 75.5%-19.6pp | 82.2%-26.2pp | 67.2%-11.3pp |
| Annual return | 15.50% | 8746.45%-8731.0pp | 419.75%-404.2pp | 1368.38%-1352.9pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,936-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $3,754 | $7,302-48.6% | $8,071-53.5% | $4,348-13.7% |
| Admin fee / account holder | $26,651 | $1,750+1422.9% | $13,005+104.9% | $1,944+1270.7% |