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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,776 | $101,672+42.4% | $147,117-1.6% | $74,478+94.4% |
| Participation rate | 55.9% | 75.5%-19.6pp | 82.2%-26.3pp | 67.2%-11.3pp |
| Annual return | 15.50% | 8757.83%-8742.3pp | 420.54%-405.0pp | 1370.56%-1355.1pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,932-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $3,754 | $7,305-48.6% | $8,065-53.4% | $4,350-13.7% |
| Admin fee / account holder | $26,651 | $1,753+1420.2% | $12,993+105.1% | $1,946+1269.7% |