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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,418 | $82,028-12.9% | $123,105-42.0% | $59,633+19.8% |
| Participation rate | 81.1% | 83.2%-2.1pp | 86.8%-5.7pp | 68.7%+12.4pp |
| Annual return | -0.47% | 5.12%-5.6pp | 13.22%-13.7pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $0 | $3,297-100.0% | $5,151-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $13,026 | $4,667+179.1% | $6,229+109.1% | $3,192+308.1% |
| Admin fee / account holder | $4,815 | $5,879-18.1% | $9,014-46.6% | $4,297+12.1% |