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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,411 | $150,447-35.9% | $136,298-29.3% | $147,586-34.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.47% | 1049.15%-1031.7pp | 5156.27%-5138.8pp | 578.59%-561.1pp |
| Employer contribution / active EE | $3,325 | $5,256-36.7% | $4,696-29.2% | $4,876-31.8% |
| Participant deferral / active EE | $5,776 | $6,631-12.9% | $6,247-7.5% | $5,439+6.2% |
| Admin fee / account holder | $8,692 | $10,906-20.3% | $9,244-6.0% | $10,886-20.2% |