Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,961 | $73,102-23.4% | $123,553-54.7% | $56,289-0.6% |
| Participation rate | 43.1% | 74.3%-31.2pp | 82.3%-39.2pp | 69.9%-26.8pp |
| Annual return | -8.99% | 3.01%-12.0pp | 119.21%-128.2pp | -9.96%+1.0pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $4,628-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $6,073 | $5,423+12.0% | $6,426-5.5% | $3,350+81.3% |
| Admin fee / account holder | $3,070 | $554+454.4% | $9,284-66.9% | $521+489.3% |