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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,782 | $100,262-5.5% | $81,370+16.5% | $145,897-35.0% |
| Participation rate | 66.7% | 74.3%-7.6pp | 69.5%-2.9pp | 80.3%-13.6pp |
| Annual return | 17.30% | 34.52%-17.2pp | 24.85%-7.6pp | 552.29%-535.0pp |
| Employer contribution / active EE | $1,790 | $2,979-39.9% | $2,464-27.4% | $4,663-61.6% |
| Participant deferral / active EE | $4,267 | $4,612-7.5% | $3,885+9.8% | $6,689-36.2% |
| Admin fee / account holder | $0 | $8,163-100.0% | $5,749-100.0% | $13,390-100.0% |