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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,884 | $106,247-49.3% | $96,515-44.2% | $139,466-61.4% |
| Participation rate | 94.4% | 77.8%+16.6pp | 74.3%+20.1pp | 80.3%+14.1pp |
| Annual return | 21.95% | 38.47%-16.5pp | 35.73%-13.8pp | 373.66%-351.7pp |
| Employer contribution / active EE | $3,625 | $4,106-11.7% | $3,740-3.1% | $4,754-23.8% |
| Participant deferral / active EE | $9,870 | $5,456+80.9% | $4,880+102.3% | $6,712+47.0% |
| Admin fee / account holder | $1,327 | $7,885-83.2% | $6,735-80.3% | $11,409-88.4% |