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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,499 | $113,338-66.0% | $94,993-59.5% | $147,586-73.9% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 17.76% | 20.80%-3.0pp | 27.14%-9.4pp | 578.59%-560.8pp |
| Employer contribution / active EE | $7,313 | $3,160+131.4% | $2,603+180.9% | $4,876+50.0% |
| Participant deferral / active EE | $545 | $3,777-85.6% | $3,317-83.6% | $5,439-90.0% |
| Admin fee / account holder | $351 | $6,063-94.2% | $4,960-92.9% | $10,886-96.8% |