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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,365 | $148,629-62.1% | $135,982-58.5% | $139,487-59.6% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 14.69% | 79.33%-64.6pp | 68.32%-53.6pp | 373.84%-359.2pp |
| Employer contribution / active EE | $6,727 | $5,247+28.2% | $4,859+38.4% | $4,755+41.5% |
| Participant deferral / active EE | $3,870 | $8,102-52.2% | $7,760-50.1% | $6,713-42.3% |
| Admin fee / account holder | $255 | $12,406-97.9% | $10,767-97.6% | $11,407-97.8% |