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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $685,993 | $183,516+273.8% | $155,534+341.1% | $145,884+370.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.19% | 61.43%-51.2pp | 64.92%-54.7pp | 551.85%-541.7pp |
| Employer contribution / active EE | $15,966 | $5,315+200.4% | $4,675+241.5% | $4,662+242.5% |
| Participant deferral / active EE | $20,133 | $6,467+211.3% | $5,630+257.6% | $6,690+201.0% |
| Admin fee / account holder | $24,471 | $19,293+26.8% | $15,900+53.9% | $13,392+82.7% |