Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,761 | $53,774-20.5% | $134,162-68.1% | $79,856-46.5% |
| Participation rate | 40.0% | 58.8%-18.8pp | 72.2%-32.2pp | 69.6%-29.6pp |
| Annual return | 8.70% | 19.01%-10.3pp | 36.35%-27.6pp | 31.71%-23.0pp |
| Employer contribution / active EE | $681 | $1,322-48.5% | $3,705-81.6% | $2,471-72.4% |
| Participant deferral / active EE | $1,446 | $2,420-40.3% | $3,500-58.7% | $3,741-61.4% |
| Admin fee / account holder | $3,333 | $3,985-16.4% | $6,685-50.2% | $5,306-37.2% |